Struggling to Get a Mortgage as a Self-Employed Professional?
We Provide Real PAYE Payslips That Lenders Recognise
Struggling to Get a Mortgage as a Self-Employed Professional?
Our Fast Track PAYE Program gives you real, HMRC-compliant payslips under a structured employment role — designed to help self-employed individuals and small business owners secure mortgage approvals with confidence.
Why This Program Helps You Get a Mortgage
Recognised PAYE Payslips
Issued monthly with tax and NI deductions — accepted by UK mortgage lenders.
Self-Employed Friendly
Continue your current work — we just help package your income into lender-friendly documents.
CPD Accredited Role
You gain a formal employment title and training certificate — ideal for credit and lending credibility.
Designed for Mortgage Approvals
Our salary bands align with typical mortgage AIP thresholds — from £163k to £696k potential borrowing power.*
How It Works
Book a Free Call
We’ll assess your income goal and recommend the right salary band for your mortgage application.
Sign & Enrol
Select your salary plan, sign your employment contract, and begin your CPD-accredited role.
Start Your PAYE Salary
Each month you receive payslips under your chosen salary band — fully compliant with HMRC requirements.
Use Payslips for Your Application
Submit your monthly payslips, employment contract, and supporting letter when applying for your mortgage.
Training Plans & Salary Bands
Each plan represents a structured training role aligned with your current self-employment. As part of your development, you’ll receive a mapped salary issued through PAYE, complete with HMRC tax and NI submission.
These salaries are designed to reflect your earning potential and provide mortgage-ready payslips — all backed by CPD-accredited training and a legitimate employment framework.
Junior Training Path
£3,200 / month
Mapped PAYE Salary: £29,500
🏠 AIP Estimate: £163,891
*Subject to lender criteria & credit score
- CPD-Certified Training
- PAYE Payslips Submitted to HMRC
- Employer & Employee NI Contributions
- Auto-Enrolled Pension
- No Additional VAT
Senior Training Path
£5,500 / month
Mapped PAYE Salary: £50,200
🏠 AIP Estimate: £279,651
*Subject to lender criteria & credit score
- CPD-Certified Training
- PAYE Payslips Submitted to HMRC
- Employer & Employee NI Contributions
- Auto-Enrolled Pension
- No Additional VAT
Executive Training Path
£13,500 / month
Mapped PAYE Salary: £125,140
🏠 AIP Estimate: £696,538
*Subject to lender criteria & credit score
- CPD-Certified Training
- PAYE Payslips Submitted to HMRC
- Employer & Employee NI Contributions
- Auto-Enrolled Pension
- No Additional VAT
Why Lenders Trust This Program
Our PAYE structure and documentation are built for credibility. Whether you’re self-employed or a freelancer, our framework gives you the exact paperwork lenders need to see — so you can secure an Agreement in Principle with confidence.
🧾 PAYE Payslips with HMRC Tax & NI
Every payslip shows full deductions and is submitted to HMRC. This means your income is 100% verifiable and compliant.
📂 UK Employment Contract
You’ll receive an official employment agreement with salary, job title, and employer details — just like any salaried worker.
📞 Employer References Available
We can provide references or lender-verification letters if your mortgage broker or lender requests confirmation.
💳 Salary Paid Monthly via UK Bank
Your income is deposited monthly, just like a normal job. Lenders see clean, recurring payments from a UK employer.
Real Clients. Real Mortgage Approvals.
Here are a few of the UK-based self-employed clients who used our PAYE program to finally get their mortgage approved.
“I drive for Uber and my income was always changing. The bank wouldn’t accept my statements. Within 6 weeks of joining, I had payslips and got my AIP approved. This program gave me real structure.”
— Junaid A., Ride-Share Driver (Birmingham)
“I’ve been a mobile beautician for 5 years but never filed regular accounts. I used the Junior Plan, got payslips every month, and my broker submitted them – my mortgage offer came through last month.”
— Farah N., Self-Employed Beautician (Leicester)
“I run an online shop on Amazon and eBay, but didn’t have a proper salary. The Fast Track PAYE team gave me monthly payslips, a contract, and even an employer reference. The documents got accepted without any issues.”
— Ravi K., Online Seller (London)
*These testimonials reflect real results from UK clients. Individual mortgage approvals depend on lender criteria and applicant history.
Get Started in 3 Simple Steps
Whether you’re a self-employed driver, beautician, freelancer or shop owner, here’s how you can start getting verifiable payslips that help unlock your mortgage.
Speak with our team about your current work and mortgage goals. We’ll review your income needs and explain how PAYE works for your situation.
Based on your target mortgage amount, we’ll recommend the best income band and plan (e.g. Junior, Senior, Executive).
Get your PAYE contract, monthly payslips, and lender-friendly documents — fully traceable and HMRC-compliant.
Frequently Asked Questions
Important Disclaimers
⚠️ Training-Based Program: This is a structured training and PAYE support service — not a full-time employment opportunity or job placement agency.
✅ Mortgage Outcome: Our payslips and employer letters are accepted by many UK lenders, but final approval is at the discretion of the mortgage provider. We do not guarantee mortgage acceptance.
🧾 PAYE Compliance: All salary is processed via a registered UK umbrella company with HMRC tax and NI deductions submitted monthly. Payslips are issued in standard UK format.
💼 Training Activity: All trainees participate in a 6-month CPD-certified Sales & Marketing training role. You are responsible for submitting monthly activity logs that align with your mapped job title.
💡 Important Note: This service is ideal for self-employed or irregular earners needing income proof for mortgage applications. It should not be used to misrepresent income or circumvent legal lending rules.
Final Step: Turn Income Into Approval
Our Fast Track PAYE program is already helping hundreds of self-employed clients across the UK finally get their mortgage offers — without needing years of tax returns. Now it’s your turn.